JAMMU AND KASHMIR BANK LIMITED IFSC CODE Quick Search

IFSC Code

MICR Code

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What is JAMMU AND KASHMIR BANK LIMITED ifsc code

IFSC Code (The Indian Financial System Code) is an alphanumeric code which is used to transfer electronic funds in India.

JAMMU AND KASHMIR BANK LIMITED ifsc code is a Unique code which identifies each bank branch. The main purpose of IFSC Code is to participate each bank branch in the two main payment and settlement systems in India.

1) RTGS : Real Time Gross Settlement
2) NEFT : National Electronic Fund Transfer

JAMMU AND KASHMIR BANK LIMITED ifsc code Format:

The IFSC Code is an 11-characters code. First four alphabetic characters ( position 1 to 4) represents BankName and Last Six charactes ( Position from 6-11) which can be alphanumeric represents Bank Branch. The fifth character is 0 (zero) which is reserved for future use.

1 2 3 4 5 6 7 8 9 10 11
Bank Code 0 Branch Code

For Example :

JAMMU AND KASHMIR BANK LIMITED ifsc code : JAKA0ACHBAL is 11 digit Unique IFSC Code.

First 4 characters represents Bank Code : JAKA for Bank : JAMMU AND KASHMIR BANK LIMITED

5th character is Zero and it is reserved for future reference

Last 6 characters represents Branch Code : ACHBAL for Bank Branch ACHABAL SOPORE

Anatomy of a Cheque

JAMMU AND KASHMIR BANK LIMITED ifsc code -cheque

The above image represent cheque format which locates IFSC Code and MICR Code in Red Box

What is MICR Code for jammu and kashmir bank limited

MICR code for jammu and kashmir bank limited represents Magnetic Ink Character Recognition technology which is printed on cheques. This MICR Code is used for the identification of the cheques for faster processing.

MICR Code is a Unique code which identifies each bank branch. The main purpose of MICR Code is to participate each bank branch in an Electronic Clearing System (ECS).

Where is MICR Code for jammu and kashmir bank limited on Cheque:

MICR Code for jammu and kashmir bank limited can be found at the bottom of the cheque. As shown in above image MICR Code is shown inside Red rectangle at the bottom of the cheque.

MICR Code Format for jammu and kashmir bank limited :

MICR Code for jammu and kashmir bank limited is an 9-digit code. First three digits ( position 1 to 3) represents City Code, Next 3 Digits ( Position from 4-7) Bank Code and Last 3 Digits ( Position from 7-9) represents Branch Code.

1 2 3 4 5 6 7 8 9
City Code Bank Code Branch Code

For Example :

MICR Code for JAMMU AND KASHMIR BANK LIMITED : 193051107 is 9 digit Unique MICR Code.

First 3 digits represents CityCode Code : 193 for City : ACHBAL SOPORE

Middle 3 digits reprents Bank Code: 051 for Bank : JAMMU AND KASHMIR BANK LIMITED

Last 3 digits represents Branch Code : 110 for Bank Branch ACHABAL SOPORE